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Terms & Conditions

Terms and Conditions

By accessing and using First Republic Commercial Trust Bank(https://frctb.org), you agree to abide by these Terms and Conditions. If you do not agree with these terms, please refrain from using our Website.

1. Use of the Website

  • You must be at least 18 years old to use our Website.
  • You agree to use the Website for lawful purposes and in a manner consistent with these Terms and Conditions.

2. Privacy Policy

Your use of the Website is also governed by our Privacy Policy.

3. User Accounts

To access certain features, you may be required to register and create a user account. You are responsible for maintaining the confidentiality of your account information.

4. Content and Intellectual Property

All content on the Website, including text, images, graphics, and logos, is protected by copyright and other intellectual property rights. You may not use our content without permission.

5. Third-Party Links

Our Website may contain links to third-party websites. We are not responsible for the content or privacy practices of these external sites.

6. Disclaimers and Limitations of Liability

  • We provide the Website on an as-is basis. We do not warrant that the Website will be error-free or uninterrupted.
  • We are not liable for any direct, indirect, or consequential damages resulting from your use of the Website.

7. Changes to Terms and Conditions

We reserve the right to update or change these Terms and Conditions at any time. Continued use of the Website after changes are made implies your acceptance of the revised terms.

Termination of Contract Terms and Conditions

1. Termination Rights

You may terminate the Contract at any time by providing written notice to us, subject to any applicable provisions within the Contract itself.

We may terminate the Contract if you breach any material term or condition of the Contract, fail to make payments as required, or violate any applicable laws or regulations.

2. Notice of Termination

Termination notices should be provided in writing and sent to the address specified in the Contract or to our official contact information.

Upon receipt of a termination notice, we will acknowledge and confirm the termination in writing.

3. Consequences of Termination

Termination of the Contract may result in the immediate cessation of the rights and privileges granted under the Contract.

Any outstanding obligations or liabilities, including payment obligations, will remain in effect after termination.

4. No Refunds

Unless explicitly stated in the Contract, we do not provide refunds or reimbursements for any fees, expenses, or charges paid under the Contract upon its termination.

5. Survival of Terms

Provisions of the Contract that, by their nature, should survive termination, including but not limited to intellectual property rights, confidentiality, and dispute resolution, shall remain in effect.

6. Amendments

We reserve the right to amend these Termination of Contract Terms and Conditions at any time. Any changes will be communicated to you through written notice or an updated version provided to you.

Governing Law

These Terms and Conditions are governed by and construed in accordance with the law.

Contact Information

If you have questions or concerns about these Terms and Conditions, please contact us.

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